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how to tell citizens bank you are traveling

how to tell citizens bank you are traveling插图

You can notify us of your travel in a few ways: For Citizens Bank credit cards, go to https://citizensbank.com/creditcardlogin and select“Set Up Travel Notifications”to set up your Alerts, which you can do up to 30 days in advance of your trip. How do I inform bank of travel plans?

How do I set a travel alert on my Citizens Bank?

Set a travel alert on your Citizens Bank credit card by calling 1-800-684-2222. Or, if you’re interested in getting more cash back on your travel purchases, check out the Citizens Bank Cash Back Plus Mastercard to get 1.8% cash back on everything you buy!

How do I notify my bank about my travel plans?

If you don’t have online banking, call your bank to set up a travel alert on your account. You can also speak with a representative face-to-face in a branch. Notifying your bank about your travel plans is not the only financial precaution you should take.

How can I avoid my credit card being declined for travel?

Notify your bank and credit card companies of your travel plans to ensure your vacation purchases won’t be flagged as fraudulent (and thus, be declined). Set these travel alerts for your debit and credit cards. Be as specific as possible about your trip when speaking with customer service. Where are you going? When? Do you have any layovers?

How do I monitor my bank accounts while on vacation?

You can still monitor your accounts while on vacation by using mobile or online banking. If you’re new to these features, you can download your bank’s mobile app to your smartphone or tablet before you leave so you can easily access your account information while away. Or you could log onto online banking from your laptop (if you packed one).

How to get a nice meal at a hotel?

1. Set travel notices on your debit and credit cards. You’ve finally arrived at your destination, checked into the hotel, and all you want is a nice meal. You hand your credit card to your server, only for them to return with a sour look. Your card’s been declined.

What to do the week before vacation?

The week before vacation can be hectic. There’s so much to do — packing, tying up loose ends at work, finding a pet sitter, sending your travel and hotel itinerary to family and/or friends, and the list goes on.

How to avoid stressing when you are on vacation?

That way you avoid an awkward or frustrating situation from occurring. 2. Plan ahead for bills. Don’t let bill payment put a damper on your vacation. Make sure any bills due during your trip are paid beforehand. That way you’re not stressing when you’re supposed to be relaxing.

Can I use a debit card to travel abroad?

Debit and credit cards let you make secure transactions, particularly while traveling abroad. However, some purchases could be cash-only — like the taxi ride from the airport to the hotel — so it’s important to have both cash and cards on hand. However, some credit cards charge foreign transaction fees, so be sure to check for penalties before bringing them abroad with you.

Can you lose money in a hotel?

Remember, money and cards can easily get lost or stolen, so keep extra cash and a back-up card locked in your hotel safe, just in case. It’s also smart to limit how much cash you carry at any given time. Leave excess money in the hotel safe, too.

Can you lock up money in a hotel safe?

Just remember to make a few large withdrawals rather than making many smaller ones. Doing this will limit the money you’ll pay in fees, and the excess can be locked up in the hotel safe until you need it.

Are you ready to tackle your pre-travel money tasks?

Set a travel alert on your Citizens Bank credit card by calling 1-800-684-2222.

What to do if your credit card is lost?

In the event that your card is lost or stolen, you’ll need to know how to get in touch with your bank or card company to freeze or close the card. Normally, you can look on the back of your card for this phone number, but that won’t do you much good without the card.

What is foreign transaction fee?

A foreign transaction fee is a charge applied to a credit or debit card on all international purchases. The charge is usually a small percentage — such as 1% — of every transaction. That might not seem like much, but it can add up in a hurry.

What to do before going on vacation?

Here’s a checklist of all the things to do before leaving for vacation to ensure you have complete access to all your cards and cash: 1. Contact your bank and credit card companies. Notify your bank and credit card companies of your travel plans to ensure your vacation purchases won’t be flagged as fraudulent (and thus, be declined).

Can you lose your credit card on vacation?

Losing your debit or credit card can put a huge damper on your vacation. That’s why it’s helpful to bring a backup just in case so you can stay in a vacation state of mind (after you freeze your lost card, of course).

Is Visa accepted everywhere?

Make sure your card is widely accepted. Visa© and Mastercard® are accepted just about everywhere, so if you have those types of cards, you’re all set. Other cards aren’t as widely accepte d. Do some research on your destination to see what cards most places will take.

Can you take out more cash than you expect?

Plus, you’ll have cash on hand in case you need to tip the cab driver who picked you up at the airport or buy food from a street vendor. It might be worth taking out more cash than you expect to need in case your cards get lost or stolen. You can always lock the extra cash in your hotel room safe.

Notifying Your Card Company

When you’ve confirmed your travel dates and destinations, many banks advise that you take the extra step of notifying your credit card company of the details so that you can travel confidently. Wells Fargo, for one, recommends calling to speak with a customer service representative or adding your travel plan via your online account or mobile app.

Taking Extra Steps Before Travel

One area where the banks agree is the need to update your mobile account before your departure to keep your account secure while traveling. With 89% of respondents in the Insider Intelligence’s Mobile Banking Competitive Edge Study saying they use mobile banking, the majority of credit card holders can help themselves.

Following Other Travel Tips

Wells Fargo recommends traveling with two credit cards — one you carry with you as your primary mode of spending and a secondary that you keep secured in a separate place in case you lose or experience another problem with your main card.

About the Author

Jami Farkas holds a communications degree from California State University, Fullerton, and has worked as a reporter or editor at daily newspapers in all four corners of the United States. She brings to GOBankingRates experience as a sports editor, business editor, religion editor, digital editor — and more.

How to activate a debit card?

How do I activate my ATM and/or debit card? There are four different ways to activate your card: Call the Xpress Phone Banking Service at 1-800-577-1778, Option 5. Log in to Online Banking and select the Options Tab, then select ATM/Citizens Check Card.

How to change pin number on Xpress?

You are able to change your PIN by calling the Xpress Phone Banking at 1-800-577-1778, Option 5 or calling PIN Now at 1-888-891-2435.

How long does it take to receive a check in the mail?

Checks and ATM and/or debit cards are sent First Class Mail and should be received within 7-10 business days from the date of order.

Why is it important to notify the Bank of your travel plans prior to traveling?

It is important that you notify the Bank of your plans prior to traveling so that we can ensure no interruption in your card usage.

How long can you access your bank statement?

You can also access a more generic, history statement for up to 13 months. For this type of statement, log in to Online Banking, access your account history and choose Statements from the secondary header. You will be able to choose the file type before downloading and printing.